Last updated September 2, 2026

PBP Real Estate, LLC — South Florida

Buy in Palm Beach County with the
sold comparables in front of you.

Most buyers here are working from portal listings refreshed days ago and asking prices with no sold comparables next to them. Grant and Gia Freer, broker-owners of PBP Real Estate, tell you what the building and the street have actually been selling for before you write.

Tell us what you are looking for →

A Personal Note from Grant & Gia

The fear is not missing out. It is overpaying and finding out later.

We have watched buyers fall for a place that photographed beautifully and sat over a parking deck, and we have watched buyers pay thirty thousand more than the last person who bought the same floor plan, because nobody put the sold comparables in front of them. Buying a home here is one of the largest financial decisions you will make, and it should be made with the numbers visible.

We think of every client as an individual with specific needs — not a transaction. With that in mind, our team will go above and beyond to deliver exceptional service at every step, from your first search to the moment you receive the keys. In response to an increasingly competitive South Florida market, we have sharpened our approach, embraced the latest technology, and become more determined and assertive than ever in securing the right home at the right price for our clients.

We look forward to being your trusted real estate partners — today, and for many years to come.

GG

Grant & Gia Freer

Broker/Owners, PBP Real Estate, LLC — South Florida

Why Right Now Is the Right Time

What is actually happening in this market

We do not tell buyers that any month is the best month to buy. We show you the live BeachesMLS figures for the city you are looking in, houses and condominiums reported separately, and let you decide. Here is what we look at with you.

1

What you can actually carry each month

Rates move, and they decide what you can carry each month more than the asking price does. We introduce you to a lender early so your price band is a real number rather than a hope, and we re-check it before you write.

2

What the sold data says, city by city

South Florida is not one market. A condominium in Boynton Beach and a house in Highland Beach can move in opposite directions in the same month. We publish the current month and year-to-date figures for every city we cover, and we will read them with you before you offer.

3

Motivated Sellers & Growing Inventory

Days on market and the gap between asking and sold price are where your negotiating room lives. We show you both for the specific building or street you are considering, not a national headline.

4

Who you are actually working with

You work directly with Gia Freer, our Broker of Record, licensed since 2000, and Grant Freer. PBP Real Estate has closed 759 transactions worth $201,574,127 across South Florida and holds 5.0 out of 5 from 96 Google reviews.

“Figures are PBP Real Estate, LLC’s own closed transaction record as of August 2026, and its Google Business Profile rating as of September 2026.”

Our Proven Process

Your Blueprint to Home Buying Success

Every buyer has access to the same public listings on Zillow, Trulia, or Realtor.com. What we add is what happens beyond the portal: the off-market conversations, and the sold data read out loud before you write an offer.

Here is exactly what we do on your behalf:

01

Finding Homes Before They Hit the Market

Door Knocking — Your Future Neighborhood

One of the most powerful tools in our buyer arsenal — and one very few agents use. Once you identify the area where you want to live, we physically canvass those neighborhoods, door by door. We regularly uncover homeowners who are open to selling before they ever list publicly, as well as neighbors who know of someone ready to sell. This direct approach finds you homes no app or website can.

Telephone Prospecting — Calling Your Target Neighborhoods

Complementing our in-person door knocking, we also call directly through your target neighborhoods to uncover potential sellers who have not yet listed. These off-market conversations are where the real deals are made — and we have them every single day on your behalf.

02

Unlocking Hidden & Off-Market Inventory

Expired & Canceled Listings — Hidden Gems

We actively pursue homes that were listed on the market within the past three years but, for whatever reason, did not sell. These owners often still want to sell — they simply had the wrong agent, the wrong price, or the wrong timing. With the right approach, we can connect you with motivated sellers who are ready to make a deal without the full circus of a public listing.

Our Exclusive Client Database — Private Seller Network

Over the years, we have built an extensive database of clients, past customers, and contacts that we actively stay in communication with. Within that network, we have many homeowners who — with the right buyer — would happily sell their home without the hassle of putting it on the open market. You gain access to a private inventory that simply does not exist on Zillow.

03

Full MLS Coverage & Real-Time Alerts

Instant MLS Alerts — Never Miss a New Listing

We set up custom, real-time alerts that notify us the instant a new listing matching your criteria hits the MLS. In a competitive market, being second is not an option — we ensure you are always first to know and first to act.

Professional Market Analysis & Honest Guidance

Not every home that looks great online is a great deal. We evaluate every property with an experienced eye — analyzing comparable sales, neighborhood trends, condition, and true market value — so you make offers with confidence and never overpay.

Buyer Pre-Qualification & Lender Connections

Before you fall in love with a home, we ensure you are in the strongest possible buying position. We connect you with trusted local lenders and guide you through pre-qualification so your offer carries maximum credibility — especially important when competing against other buyers.

04

Negotiation, Contract & Closing

Strategic Offer & Skilled Negotiation

When you find the right home, we move fast and negotiate smart. We craft offers designed to win — on price, terms, and timing — while protecting your interests at every point. Our goal is always to secure the best possible deal for you, not just get the contract signed.

Full Contract-to-Close Management

Once under contract, we manage every detail of the closing process — inspections, financing updates, title coordination, repair requests, and all logistics — so nothing falls through the cracks and your path to closing is as smooth as possible.

Keys in Hand at Closing

From our first conversation to the moment we hand you the keys, we are with you every step of the way. We don't consider our job done until you are standing in the home of your dreams — with a smile on your face and complete confidence in the decision you made.

Why More Buyers Choose PBP

We Go Further. So You Win.

More buyers choose to work with us than any other agent because of what we do beyond the listing sites. We are more determined, more assertive, and more resourceful — and that translates directly into better homes at better prices for our clients.

Off-MLS

Exclusive Inventory Access

Daily

Neighborhood Prospecting for You

3 Yrs

Expired Listing Database Mined

100%

Committed to Your Best Deal

Palm Beach County Real Estate

Reasons to Own Real Estate in Palm Beach County

Highest Appreciation Potential — Palm Beach County Real Estate

If you're on the fence about whether or not to purchase real estate in Palm Beach, we're here to convince you that it's time to take the plunge. If you live in a rental in Palm Beach County, you're already paying for housing.

Stop throwing away your money on rent and invest it in your own home. Buying a house is considered a conservative and leveraged investment. Owning your own home protects you against rent inflation and you get significant tax benefits. Your money will be well spent when you use our ideal investment formula. If you want the highest appreciation potential, it is important to take into account the following:

1

Location of Home

You want to buy a home in an area where there is high demand. You also want to check if the home is near high-quality schools and shopping. Location is the single most influential factor in long-term appreciation and resale value.

2

Features of Home

When you purchase a home, if you want to be able to re-sell it for top dollar, you need to ask yourself a few questions:

  • Is the floor plan desirable?
  • Does it have enough bedrooms and bathrooms?
  • Does it have a garage?
  • Would the unique features of the house appeal to a lot of people?
3

External Factors

You also need to consider the external factors that can affect your new home. Make sure to look into the development and possible re-development of the area, the parks and services, and quality of the roads.

Your Complete Buying Journey

From Decision to Keys — Every Step, Explained.

Here is a clear, step-by-step walkthrough of the entire home-buying process in Palm Beach County — so you always know exactly where you stand and what comes next.

01

Preparing to Purchase Your Home

When you decide it is time to take the journey into new home ownership, it is important to get all your ducks in a row. If you are currently renting a home, you need to check and see when your lease is up. If you already own a home, determine if it needs to be sold before you can make a move to a new place.

Ask yourself what your timeline is for finding a new property and how long you want to own it. Feel free to ask us any questions you have about purchasing a new place and let us know if you plan on performing a 1031 tax deferred exchange. Do you need the approval of family and friends before you buy your pad? If you do, we're happy to include them in the buying process as soon as possible.

When it comes to purchasing a home, it is very important to have a solid plan in place before you even start searching through listings. We want to make this process as easy as we can for you.

02

Getting Pre-Qualified for Your Purchase

The next step is to become pre-approved from a lender. You want to get pre-approval for your loan amount for several reasons. One reason is, the best homes tend to sell very quickly and can have multiple offers. Sellers look for qualified buyers, and your pre-approval letter from the bank motivates sellers to pick you in a bidding war. We are more than happy to recommend great lenders that will match your needs.

Good-Faith Deposit: 1.5%–3% of Purchase Price

You should also consider having a good-faith deposit that is equal to 1.5–3% of the home's purchase price. The larger your good faith deposit is, the stronger your offer looks to the seller.

03

Finding Your Ideal Property

It is now time for you to decide what the requirements of your new home are. Make a wish list of location, type of neighborhood, square feet, lot size, number of bedrooms and bathrooms, proximity to schools, garage preference, and any other features you want your new home to have.

Our team is dedicated to helping you find your new home quickly, so we have you complete our home search outline — your wish list given to our team so we can start an extensive search for your new property.

Auto E-mail Alerts
Pro-Searched Web Results
Phone Calls
Text Notifications
04

Making an Offer

When you've found the home you want to buy, it's time to start the offer process. The first step we take is to determine the property's market value. After we have determined and discussed a fair price, we prepare the written offer and then present it to the seller. We will negotiate the offer until an agreement can be made between buyer and seller.

Once the offer has been accepted, we deliver any good faith deposits to the title/escrow company. Your lender also gets a copy of the detailed contract. They will enter the purchase price, length of escrow, and down payment into their system. They then order an appraisal for the home. Finally, the lender will give you a cost breakdown for your purchase — including the approximate monthly payment and whether any additional money is needed at closing.

💵

Appraisal Cost: An appraisal typically costs around $500 — make sure you're prepared for that expense once the offer is accepted.

05

Home Inspection

You have now entered the home inspection phase. It is very important to perform a home inspection on your new house — you don't want to move in and be surprised by any unexpected damages that need to be repaired. After the inspections have been completed, we will provide you with copies of all of the findings to review.

10–14

Days for Inspection Phase
in Palm Beach County

~$500

Typical Home Inspection Cost
We Can Order All Inspections for You

100%

Copies of All Findings
Provided to You for Review

06

Closing Statements, Pre-Move In & Final Walk-Thru

We make sure to review the closing statements, ensure that the figures are accurate, and then set a time for you to sign at the title company.

Prior to the paperwork being signed, we go with you and perform a final walk-thru to make sure that any requested repairs have been taken care of. We provide you with the phone numbers to the appropriate utility companies for easy set-up, help arrange mail service, and upon closing — get you the keys to your new home.

Closing Statement Review
Final Walk-Thru
Utility Company Numbers Provided
Mail Service Arranged
Keys Handed to You at Closing

If you're in the market for a new home, please give us a call and let us help get your home-buying process started!

📞  561-395-8418

Ready to Find Your Home?

Let's Start Your Search —
the Right Way, with the Right Team.

Whether you are just beginning to explore or ready to make an offer, Grant and Gia Freer are ready to go to work for you. Contact us today for a free, no-pressure consultation — and discover why more South Florida buyers choose PBP Real Estate.

🏠

Brokerage

PBP Real Estate, LLC — South Florida

🌍

Serving

All of South Florida

Free Buyer Resource

Blueprint to Home Buying

Download or read our complete buyer's guide below — everything you need to know about purchasing a home in Palm Beach County, in one handy reference.

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© 2026 PBP Real Estate, LLC — Grant & Gia Freer, Broker/Owners — South Florida

All information deemed reliable but not guaranteed. Equal Housing Opportunity.

Buyer resources

Buying in Palm Beach County: Questions and Answers

How much do I need for a down payment in Palm Beach County?

Less than most buyers assume. Conventional loans start at 3% down for qualified buyers, FHA at 3.5%, and VA and USDA loans can require nothing down where a buyer and property qualify. The practical constraint here is usually the monthly payment with taxes and insurance, plus association dues and any lender reserve requirement, rather than the down payment itself. Our down payment guide runs the numbers.

What closing costs does a buyer pay in Palm Beach County?

Typically lender fees and prepaid interest, an appraisal, the title search and closing services, recording fees, prorated taxes and association dues, homeowner's insurance paid in advance, and inspection costs. Owner's title insurance is customarily the seller's cost in Palm Beach County and the buyer's cost in Broward County, so the same purchase costs a buyer differently on either side of the county line.

Do I have to sign a buyer's agreement before touring homes in Florida?

In most cases yes. Since the industry practice changes of August 2024, an agent working through the MLS asks a buyer to sign a written representation agreement before touring homes, and it must state how that agent is compensated. The amount is negotiable and is not set by any board or association, and we will explain in writing what we are paid and by whom before you tour anything.

What should I check before buying a condominium in South Florida?

The building's finances, not just the unit. Florida requires milestone structural inspections and structural integrity reserve studies for many buildings of three stories or more, and buyers should read the reserve position, any pending special assessment, the association's budget, its rental rules and what has actually closed inside the building this year. Lenders also decline some buildings outright, so confirm financeability early.

How does country club membership work in these communities?

Some Palm Beach County communities require every homeowner to join the club, and others make it optional, which changes your monthly carrying cost substantially. We will tell you plainly whether membership is mandatory in a community you are considering and point you to the association for the current fee schedule, which only they can quote accurately.

How long does it take to buy a home in Palm Beach County?

A cash purchase can close in two to four weeks once inspections are done. A financed purchase is commonly thirty to forty-five days from signed contract, driven by the appraisal, the lender's underwriting and, in a condominium, the association's approval and document delivery. Finding the right home usually takes longer than closing on it.

What is the difference between pre-qualification and pre-approval?

Pre-qualification is a lender's informal estimate based on what you tell them. Pre-approval means the lender has reviewed your income, assets and credit and has committed, subject to the property and final underwriting, to a loan amount. Sellers in Palm Beach County treat the two very differently, and in a competitive segment a pre-qualification letter is often disregarded, so get the pre-approval before you tour.

Is an FHA loan a problem for a Palm Beach County seller?

Not in itself. FHA loans have lower down payment and credit thresholds and are fully valid financing; the differences are the appraisal, which can flag property condition items, and mortgage insurance for the buyer. In condominiums the real constraint is the building: FHA lending requires the project to be approved, which many South Florida associations are not. Ask early rather than at contract.

Are there down payment assistance programs in Florida?

Yes. Florida Housing Finance Corporation runs first-time buyer and assistance programs, and some are targeted at particular occupations, with county and city programs on top. Funding, income limits and eligibility change from year to year, so confirm what is currently open with a participating lender before you rely on it. We can point you to lenders who write these loans.

Can a foreign buyer purchase a home in Palm Beach County?

Yes. There is no citizenship or residency requirement to own Florida real estate, and buying a home does not grant a visa. Cash purchases are straightforward; financing usually means a foreign national loan program with a larger down payment and different documentation. Tax treatment differs for non-resident owners, including withholding when the property is later sold, so involve a CPA experienced with non-resident owners before you buy. This is process information, not tax or legal advice.

Buying and selling at the same time?

Most buyers here have a home to sell first, and the order you do it in decides your negotiating position. Gia Freer, our Broker of Record, prepares a written opinion of value by hand from current BeachesMLS sales before you commit to anything. See what your home is worth.