South Florida HOA Fee Index: townhouses and villas · updated daily · as of September 7, 2026 · Stuart, Martin County, Florida
Stuart HOA fees: the typical townhouse or villa for sale asks $256/mo, 15% below the South Florida median
As of September 7, 2026, the median monthly homeowners association fee across the 52 Stuart townhouses and villas for sale is $256; half of them fall between $249 and $300 a month, and 7.7% ask $500 or more. Stuart ranks 26 of 34 South Florida cities by median HOA fee.
The fees displayed are only as accurate as the brokerage that provided them in its individual listings through the multiple listing service. Information is deemed to be reliable but not guaranteed.
Source: BeachesMLS, townhouse and villa listings (not condominiums by tax legal description) permitted for internet display, via PBP Real Estate's brokerage feed. Fees as entered by the listing office, monthly-equivalent; deemed reliable but not guaranteed. As of Sep 7, 2026.
For buyers and sellers: Budget $256/mo as the middle of the Stuart townhouse and villa market, or about $0.17 per square foot per month. An HOA fee well under $249 usually means the owner carries roof, exterior and insurance alone; one over $300 deserves a look at what it covers (insurance is included in the fee on 7.7% of Stuart listings). A townhouse or villa organized as a condominium is not on this page; it is in the Condo Fee Index.
The story for media: "The median townhouse or villa listed for sale in Stuart carries a monthly homeowners association fee of $256, 15% below the five-county South Florida median of $300, according to PBP Real Estate's daily analysis of BeachesMLS listing data as of September 7, 2026."
Daily tracking of Stuart HOA fees began September 7, 2026; sparklines fill in from the second day and show the trailing 90 days. Every fee is the monthly equivalent of what the listing office entered; quarterly and annual fees are divided accordingly and master plus sub-association layers are summed. The top and bottom 1% per city (0 listings today) are trimmed as likely data-entry errors.
Townhouse and villa buyers ask about the HOA fee right after the price, and the answer decides whether the roof, the exterior paint, the lawn and the insurance are the association's problem or theirs. This page reads it every morning for Stuart: what the typical listing asks, how the fees spread, how the community's age and price move them, what the fee covers, and how often the remarks warn of a special assessment or a mandatory club membership on top.
How are Stuart HOA fees spread? 59.6% of listings fall in the $200 to $300 band
Source: BeachesMLS, townhouse and villa listings (not condominiums by tax legal description) permitted for internet display, via PBP Real Estate's brokerage feed. Fees as entered by the listing office, monthly-equivalent; deemed reliable but not guaranteed. As of Sep 7, 2026.
Read the shape, not only the middle. A wide spread means Stuart has more than one townhouse market: 7.7% of listings ask under $200 a month, typically communities where the owner maintains the exterior, and 7.7% ask $500 or more, typically gated or club communities where the fee carries roofs, insurance and amenities. The median unit (1,616 sq ft, asking $424K) pays about 0.67% of its asking price a year in fees.
Stuart townhouses and villas built since 2005 ask 40% less in HOA fees than those built before 1995: $249 versus $417 a month
Source: BeachesMLS, townhouse and villa listings (not condominiums by tax legal description) permitted for internet display, via PBP Real Estate's brokerage feed. Fees as entered by the listing office, monthly-equivalent; deemed reliable but not guaranteed. As of Sep 7, 2026.
Newer master-planned communities carry gates, clubhouses, pools and landscaping contracts, so their fees run higher; older communities carry aging roofs, paving and drainage that either sit in reserves or arrive as assessments. In Stuart, 0% of listings describe reserves as funded and 0% mention a special assessment. Median year built among Stuart townhouses and villas for sale: 2021.
How do Stuart HOA fees change with asking price?
| Asking price band | Listings | Median fee / month | Fee as share of price / year |
|---|---|---|---|
| Under $250K | 6 | too few | — |
| $250K to $500K | 35 | $249 | 0.67% |
| $500K to $1M | 11 | $300 | 0.58% |
| $1M and up | 0 | too few | — |
Source: BeachesMLS, townhouse and villa listings (not condominiums by tax legal description) permitted for internet display, via PBP Real Estate's brokerage feed. Fees as entered by the listing office, monthly-equivalent; deemed reliable but not guaranteed. As of Sep 7, 2026. Rows under 10 listings are not read.
Fees rise with price but not in proportion. The share-of-price column is the carrying cost a buyer pays the association each year relative to the asking price, and it is the fairest way to compare a $300,000 villa with a $1.5 million townhouse.
What does the fee cover in Stuart? Common areas on 90.4% of listings, building insurance on 7.7%
Source: BeachesMLS, townhouse and villa listings (not condominiums by tax legal description) permitted for internet display, via PBP Real Estate's brokerage feed. Fees as entered by the listing office, monthly-equivalent; deemed reliable but not guaranteed. As of Sep 7, 2026.
Two fees of $256 are not the same fee if one includes the roof, exterior maintenance, insurance and a reserve contribution and the other buys lawn service and a gate. Compare coverage first, dollars second. Where the MLS record leaves the field blank the listing is simply not counted here.
What sits on top of the HOA fee in Stuart? Special assessments, memberships and leases
Recurring fees are only part of the cost of ownership. The items below are never folded into the fee figures above. They are counted from the public listing remarks (agent-written, unverified) and from the MLS land-lease field, so read them as how often the subject comes up, not as a verified fact about any building.
Source: BeachesMLS, townhouse and villa listings (not condominiums by tax legal description) permitted for internet display, via PBP Real Estate's brokerage feed. Fees as entered by the listing office, monthly-equivalent; deemed reliable but not guaranteed. As of Sep 7, 2026. Remarks classified by keyword; 51 of 52 listings carry public remarks.
Which Stuart townhouse and villa communities are for sale, and what do they ask in HOA fees?
6 Stuart community reports go deeper than this table: fee position, twelve months of closed sales, price cuts, bedroom mix, legal regime and neighborhood breakdowns, updated daily. Linked names below open them.
Every Stuart community with five or more townhouses or villas for sale today, as named in the MLS and grouped by our normalizer. Rows with fewer than 10 listings are gray and anecdotal. Flags count listings in that community whose remarks mention the item; the villas column shows how many of the listings are single-level.
Communities with 10 or more townhouses and villas for sale (1)
| Community | Master community | For sale | Villas | Median fee / mo | Per sq ft | Built | Median asking | Assessment | Membership |
|---|---|---|---|---|---|---|---|---|---|
| Towne Park Replat | — | 11 | — | $249 | $0.17 | 2026 | $488K | 0 | — |
Source: BeachesMLS, townhouse and villa listings (not condominiums by tax legal description) permitted for internet display, via PBP Real Estate's brokerage feed. Fees as entered by the listing office, monthly-equivalent; deemed reliable but not guaranteed. As of Sep 7, 2026. Linked community names open a full report with sold prices and fee history.
All 6 Stuart community reports
Every Stuart townhouse and villa community with its own report, whatever its listing count today. Each report carries the community's HOA fee position against the city, twelve months of closed sales, current price cuts, the bedroom mix and the legal regime, refreshed every morning.
Are Stuart HOA fees rising? Trend since tracking began
Daily tracking of Stuart HOA fees began on September 7, 2026. The trend chart appears once a second day of data exists and grows every morning; daily moves are read against the trailing 30 and 90 days, not on their own, and month-over-month reads start on October 6, 2026.
More live Stuart data
As of September 7, 2026. PBP Real Estate analysis of BeachesMLS listings.
For journalists: the Stuart HOA fee numbers, ready to run
Everything on this page as a news kit, rebuilt every morning: three headline options, an AP-style lede, a fact box with exact figures, three quotable data points, three standalone charts with captions and alt text, and the methodology. Free to reuse with attribution to PBP Real Estate analysis of BeachesMLS listing data. No form, no gate.
Headline options today
- The typical Stuart townhouse or villa for sale carries a $256-a-month homeowners association fee, 15% below the South Florida median
- 7.7% of Stuart townhouses and villas on the market ask $500 or more a month in fees; 7.7% stay under $200
- Stuart townhouses and villas built since 2005 carry fees 40% lower than communities from before 1995
Quotable
"The median townhouse or villa listed for sale in Stuart carries a monthly homeowners association fee of $256, 15% below the five-county South Florida median of $300."
Download
- Full press kit (zip, 732 KB): PDF, plain text, three PNG charts, captions and alt text
- Journalist package (PDF)
- Plain text, paste-ready
- Stuart HOA fees on townhouses and villas sit 15% below the South Florida median (PNG)
- 59.6% of Stuart townhouses and villas for sale carry a fee of $200 to $300 a month (PNG)
- Stuart townhouses and villas built since 2005 ask 40% less in fees than those built before 1995 (PNG)
Need a number or a licensed quote
Gia Freer, Broker of Record (Lic. BK689801) · 561-395-8418 · info@pbpre.com · same-day response Monday to Saturday. All city kits: pbprealestate.com/press.
What to do with this
Buyers
- Use $256 a month, or $0.17 per square foot, as the Stuart midpoint; ask why a home sits far outside $249 to $300.
- Ask what the fee covers before you compare dollars: roof, exterior, lawn, insurance, gate. Then ask for the current budget and reserve schedule. 0% of Stuart listings bring up a special assessment on their own.
- Check the tax legal description: a townhouse organized as a condominium carries condominium rules, insurance and reserve requirements, whatever the listing calls it.
- If the community has a master association, confirm both layers are in the quoted fee; 1.9% of Stuart listings show two.
Sellers
- State the fee, its billing cycle and what it covers in the listing; buyers compare against this page and against 52 other Stuart townhouses and villas.
- If an assessment is paid or none is pending, say so plainly; 0% of your competition already does.
- A fee above $300 is not a defect if the coverage justifies it; list the coverage.
Media writers
- Angle: Stuart HOA fees on townhouses and villas run 15% below the five-county median ($256 vs $300); 7.7% of listings ask $500 or more. Post-2005 communities ask 40% less than pre-1995 ones.
- Attribute to: PBP Real Estate analysis of BeachesMLS listing data, as of September 7, 2026. Method note at the foot of this page; figures refresh every morning.
Questions people actually ask about Stuart HOA fees
What is the average HOA fee in Stuart?
We report the median, not the average, because a handful of gated golf communities would drag an average upward. As of September 7, 2026, the median monthly-equivalent HOA fee across 52 Stuart townhouses and villas for sale is $256. The middle half runs $249 to $300; 7.7% ask under $200 and 7.7% ask $500 or more. Per square foot the median is $0.17 a month.
Why are townhouses and villas reported together, and where are the condo townhouses?
Because they are the same property type. A townhouse is the multi-level version (two or three stories) and a villa the single-level version of an attached home on its own platted lot; the association model, the fee structure and what the fee covers are the same. In Stuart today 96.2% of the listings on this page are entered as townhouses and 3.8% as villas (villa median $324, townhouse median $254, shown for context only). A townhouse or villa whose tax legal description records a condominium belongs to a condominium association, not an HOA, and is reported in the Stuart Condo Fee Index instead, whatever the listing agent selected as the property type.
How do we know a Stuart listing is an HOA and not a condominium?
From the tax legal description carried in each MLS record, never from the property type the agent chose. A legal that records a lot, block, plat or PUD is a platted homeowners association parcel; a legal that records a condominium is a condominium. In Stuart today 84.6% of the listings on this page carry a platted-lot legal and 15.4% carry a legal that does not state a regime either way (those keep their MLS type and are marked "regime not recorded" on the community pages).
Why are some Stuart HOA fees quoted quarterly?
Associations bill on different cycles. In Stuart today 90.4% of listings quote a monthly fee and 9.6% quote quarterly. Every figure on this page is converted to a monthly equivalent (a $900 quarterly fee counts as $300 a month) so listings can be compared. Fees with no billing cycle stated in the MLS are left out rather than guessed.
Do Stuart townhouses have more than one association fee?
Some do. In master-planned communities the MLS carries a master association fee and a sub-association or neighborhood fee. 1.9% of Stuart listings show a second layer; where present, the median master portion is $250 a month and the combined total $480. This page always sums the layers into the total and reports the second layer separately.
Are special assessments and club memberships included in these Stuart HOA figures?
No. A special assessment is a one-time or time-limited charge on top of the regular fee, and a mandatory club or equity membership is a separate obligation altogether. This page reports both as shares of listings whose public remarks mention them: 0% of Stuart listings mention a special assessment and 0% describe a required membership. Remarks are agent-written and not verified, so treat these as signals to ask about, not a fact about any one community.
What does a Stuart HOA fee usually cover?
Of Stuart listings that state what the fee includes (52), the most common items are common areas (90.4%), grounds (51.9%), cable tv (25%), pool (19.2%), recreation facilities (15.4%), security (13.5%). Insurance is listed as included on 7.7% and a reserve fund contribution on 11.5%. The items that most change what a townhouse fee is worth are roof, exterior and structure maintenance and insurance: a low fee that leaves them to the owner is not a cheaper fee.
Do newer Stuart townhouses ask higher HOA fees than older ones?
In Stuart today, townhouses and villas built since 2005 ask a median $249 a month against $417 for communities from before 1995. Newer master-planned communities usually carry gates, clubhouses, pools and landscaping contracts; older communities carry aging roofs and paving that either sit in reserves or arrive as assessments. Ask for the budget and reserve schedule either way.
Which Stuart communities have the lowest and highest HOA fees?
Too few Stuart communities have 10 or more townhouses or villas for sale today to rank them; the table on this page shows what is available, with small rows marked anecdotal.
How often is the Stuart HOA fee index updated?
Every morning. The figures come from PBP Real Estate's own MLS data feed and are rebuilt daily at about 5:00 AM Eastern; this version is as of September 7, 2026. Fees are as entered by each listing office, converted to a monthly equivalent, and trimmed of the top and bottom 1% per city to remove data-entry errors (0 of 52 listings today). This is a market read, not a statement about any one association's fee.
For sellers
Pricing a home correctly is a skill. It starts with data most agents and consumers never see.
48.1% of the townhouses and villas for sale in Stuart have already had to cut, a median $15,100, and buyers compare your fee against 52 other listings before they book a showing.
This page is built from every Stuart listing in BeachesMLS and refreshed each morning. Gia Freer, Broker of Record, turns that same data into one written pricing opinion for your townhouse or villa: the sales, cuts, fees and days on market it actually competes with, with the reasoning, before it goes live.
No website estimate, no automated number: a comparative market analysis done by hand, within one business day.
Buying instead? Browse Stuart listings with the fee shown on every home, or compare every South Florida city.
Selling a townhouse or villa? Pricing correctly is a skill. Gia Freer prices yours from this data, HOA fee included.
Price my townhouse or villa correctlyHow these figures are built
Method: medians and percentiles over active townhouse and villa listings in Stuart permitted for internet display in PBP Real Estate's BeachesMLS data feed, snapshotted daily. Fees are as entered by each listing office and converted to a monthly equivalent by the stated billing frequency (quarterly divided by three, semi-annual by six, annual by twelve); listings with a fee but no stated frequency are excluded (0 today). Where the MLS carries a second association fee, the two layers are summed and the second layer is reported separately.
Per city, listings below the 1st or above the 99th percentile of monthly fee are trimmed as likely data-entry errors (0 today). Special assessment, membership, capital contribution and reserve shares are keyword classifications of agent-written public remarks and are not verified; the land-lease share also uses the MLS land-lease field. Community names are normalized from free-text subdivision fields.
Townhouses and villas are one property type (multi-level and single-level) and are reported together; the villa share is shown for context. A listing appears here only when its tax legal description does not record a condominium: platted-lot legals (lot, block, plat, PUD) are homeowners association parcels, and legals that state no regime keep the MLS type and are marked as not recorded. Townhouses and villas whose legal records a condominium are reported in the Condo Fee Index, whatever property type the listing agent selected. Nothing here is an opinion of value about any property or a statement about any specific association's finances. The fees displayed are only as accurate as the brokerage that provided them in its individual listings through the multiple listing service. Information is deemed to be reliable but not guaranteed.
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Data last updated September 7, 2026.